Privacy Policy for Wealth Lyceum

Effective Date: July 23, 2025

Wealth Lyceum (“we,” “our,” or “us”) is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (www.wealthlyceum.com), enroll in our courses, or interact with our services.

By accessing or using our service, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the service.

1. Information We Collect

We may collect personal information about you in a variety of ways. The information we may collect includes:

A. Personal Data:

This refers to individually identifiable information, such as your:

Name: First name, last name.
Contact Information: Email address, phone number, mailing address.
Payment Information: Details required for processing payments (e.g., credit card information, billing address). Please note, we often use third-party payment processors who handle this data directly, and we do not store sensitive payment details on our servers.
Account Credentials: Username and password for your Wealth Lyceum account.
Demographic Information: Such as age, gender, education, and financial experience, which you may voluntarily provide.

B. Course Usage Data:

Information related to your interaction with our course and services, including:

Course progress and completion rates.
Quiz and assignment scores.
Participation in Q&A sessions, Telegram groups, or mentorship calls.
Preferences for course content.

C. Technical and Usage Data:

Information automatically collected when you access our website or use our services, such as:

IP Address: Your device’s Internet Protocol address.
Browser Type and Version: Information about the web browser you are using.
Operating System: Your device’s operating system.
Referral URLs: The website you came from to reach our site.
Pages Viewed: Which pages you visit on our site, the time spent on those pages, and the order of pages visited.
Access Times: Date and time of your visits.
Device Information: Type of device used (e.g., desktop, mobile, tablet).
Cookies and Tracking Technologies: Data collected via cookies, web beacons, and similar technologies (explained further below).

2. How We Use Your Information

We use the information we collect for various purposes, including to:

Provide and Maintain our Service: Deliver the course content, manage your account, and ensure functionality.
Process Transactions: Process your payments for course fees and other purchases.
Improve Our Service: Understand how our users interact with the course and website to enhance content, features, and user experience.
Personalize Your Experience: Tailor course content, recommendations, and communications based on your interests and progress.
Communicate with You: Send you updates, newsletters, marketing or promotional materials related to our services, and respond to your inquiries.
Provide Support and Mentorship: Facilitate 1-on-1 Q&A sessions and 12-month mentorship as part of the course offering.
Monitor Usage and Analyze Trends: Track and analyze usage and activity trends to improve our marketing and promotional efforts.
Ensure Security: Protect against fraudulent or illegal activity and ensure the security of our website and services.
Comply with Legal Obligations: Meet legal and regulatory requirements.

3. How We Share Your Information

We may share your information in the following situations:

With Service Providers: We may share your information with third-party vendors, consultants, and other service providers who perform services for us or on our behalf. These include payment processors (e.g., for EasyEquities related transactions), web hosting providers, data analysis services, and marketing support. These third parties are obligated to protect your information and may only use it for the purposes for which we disclose it to them.
Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company, your information may be transferred.
Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).
To Protect Rights: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation in which we are involved.
With Your Consent: We may disclose your personal information for any other purpose with your consent.
Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
Partners: We may share your information with our business partners to offer you certain products, services, or promotions.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

5. Cookies and Other Tracking Technologies

We may use cookies, web beacons, tracking pixels, and other tracking technologies on the website and services to help customize the service and improve your experience.

Cookies: Small data files stored on your hard drive or in your device memory that help us improve our services and your experience, see which areas and features of our services are popular, and count visits.
Web Beacons: Electronic files used to count users who have visited certain pages or opened emails and for other related website statistics.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. However, this may limit your ability to use certain features of the service.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

7. Your Privacy Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: The right to request access to your personal data.
Correction/Rectification: The right to request correction of inaccurate or incomplete personal data.
Deletion/Erasure: The right to request the deletion of your personal data under certain conditions.
Restriction of Processing: The right to request the restriction of processing your personal data under certain conditions.
Data Portability: The right to obtain a copy of your personal data in a structured, machine-readable format.
Objection to Processing: The right to object to the processing of your personal data under certain conditions.
Withdraw Consent: Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the contact details provided below. We will respond to your request in accordance with applicable data protection laws.

8. Third-Party Websites

Our service may contain links to third-party websites and applications of interest, including advertisements and external services like TradingView, FinChat, Fintel, Koyfin. Once you have used these links to leave our site, any information you provide to these third parties is not covered by this Privacy Policy, and we cannot guarantee the safety and privacy of your information. Before visiting and providing any information to any ¹third-party websites, you should inform yourself of the privacy policies and practices (if any) of the third party responsible for that website, and should take those steps necessary to, in your discretion, protect the privacy of your inf²ormation.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you believe that your child has provided us with personal information, please contact us, and we will take steps to remove such information from our records.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Effective Date” and the updated version will be effective as soon as it is accessible. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information.

11. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Wealth Lyceum

Email: info@wealthlyceum.com

Phone: +27 63 518 2808

Website: www.wealthlyceum.com